Money Saving Tips

Here is a list of money savings tips. Look how it all adds up!!
Skip the daily fast food breakfast and/or Starbucks coffee.
- Assumption Eliminate 3 days a week at $5 a day cost. $60 $720
Stop buying books and use your local library.
- Assumption eliminate 2 book purchases a month at $15 cost per book. $30 $360
Turn down your heat/air.
- Assumption turn down by 2 degrees ($150 X 5% $8 $90
Buy gas from the cheaper station.
- Assumption $0.05 savings/gallon (family 2 tanks/wk.) $8 $96
Use a credit card that give a 1% cash rewards.
- Assumption $1,000 c.c. purchases a month $10 $120
Switch to a credit card that offers 0% interest for one year for existing credit card carrying debt.
- Assumption $5,000 balance @ 8% $30 $360
Reduce your tax refund, don't give the government a free loan.
- Assumption $2,500 refund, 5% interest earned $11 $125
Eliminate your home phone and switch to cell phone.
- Assumption $60/mo. phone bill. $60 $720
Use coupons and member card when you grocery shop.
- Assumption $5 a week savings $20 $240
Grocery shop at walmart/target instead of regular grocer.
- Assumption average 5% savings $75/wk grocery bill $15 $180

TOTAL SAVINGS: Month / Year $252 $3,011